What is CardinalStone - The Company?

CardinalStone is an independent, multi-asset investment management firm offering an assortment of financial services to a diverse institutional, high net worth and retail clientele base. The company began operations in June 2008 and its business is conducted across six divisions – Investment Banking, Asset Management, Securities Trading, Trust Services, Registrar Services and Financing.

Headquartered in Lagos with offices in Abuja, Nigeria, the firm and its licensed subsidiaries diligently works with its clients to create bespoke solutions for their needs. 

What Services does CardinalStone Partners & Its Subsidiaries Offer?
  • Asset Management
  • Investment Banking
  • Registrar Services
  • Securities Trading
  • Trust Services
  • Financing
What Is Your Minimum Investment Value?

CardinalStone has several investment opportunities. Please note that specific products have their own minimum investment amount:

Stockbroking
– ₦1,000,000.00 in cash, certificates or transfer of stocks

Fixed Income
– ₦1,000,000.00 only in cash

Separately Managed Accounts
– ₦5,000,000.00 in cash or transfer of stocks

Can I Get a Customized Financial Plan and Portfolio?

Yes. After determining your risk profile, we can create a mix of asset class instruments for your portfolio that is in line with your financial plan.

How Will You Keep Me Informed of My Portfolio?

Information on your investment is available 24/7 on your Client Portal. Also, we will always keep you up to date with the performance of your investment portfolio via email. Quarterly statements detailing your portfolio holdings, asset allocation, and performance summary will be provided by your account officer.

How Do I Open an Account and How Long Does It Take?

Click here to open an account online. You can also send an email to invest@cardinalstone.com and one of our investment advisors will contact you.

After you have filled the application form, sent the necessary documents and in case there are no further questions, you will receive your account details within 24 hours.

What are the Requirements for Opening an Account with CardinalStone?

Basic Requirements:

  • Duly Completed Account Opening form
  • A valid government issued ID (International Passport, Driver’s License, National Identity Card or National Voter’s Card). Means of Identification for foreign clients have to be notarized
  • Proof of Address/Utility Bill (not longer than 3 months)  Passport Photograph
  • Signed Brokerage Agreement (for stockbroking clients only)
  • Signed Investor Profile Questionnaire and Portfolio Management Agreement (for portfolio management clients only)
  • Minimum initial deposit
What Means of Identification Does CardinalStone Accept?
  • National Driver’s License
  • International Passport
  • National Identification Card
  • Permanent Voter’s Card
What are the Documents CardinalStone Accepts as Proof of Address/Utility Bill?
  • PHCN bill
  • Water bill
  • Waste Management bill
  • Tenancy agreement
How Can CardinalStone Help Me Manage My Assets?

CardinalStone will regularly update you on current market activities to enable you make informed investment decisions. Our investment advisors are always a call away.

What Kind of Product Does CardinalStone Offer?
  • Fixed Income investments (Treasury Bills, Commercial Papers)
  • Stocks
  • Foreign currency investments
  • Structured Investment Plans
  • Separately Managed Accounts
What Do I Stand to Benefit from Opening an Account with CardinalStone?
  • Account will be managed by a dedicated team of advisors
  • Use of the latest technology to enhance response time and ensure excellent service delivery
  • Unbiased and honest feedback
What is the Penalty for Pre-liquidation?

Treasury Bills are sold at market and as such do not attract a pre-liquidation charge. Tenured Dollar and Nairainvestments attracts pre-liquidation charge of 50% of accrued interest.

How Long Does It Take to Redeem My Investment?

It takes a maximum of 24 hours.

Are My Investments Secure with CardinalStone?

CardinalStone is fully registered with the Corporate Affairs Commission and the Securities and Exchange Commission (SEC) to carryout Asset Management and related services. Our active registration with SEC can be verified from the list of capital market operators on the SEC website. In addition, CardinalStone always employs first class risk management practices, corporate governance and we always adhere to client’s investment policies. CardinalStone guarantees the principal and interest for all fixed rate tenured investments.

What is CardinalStone Private Wealth Management ?

This is a service provided for private individuals of means who lack the time, effort or knowledge to manage their finances successfully. To make up for what may be lacking, CardinalStone incorporates financial planning, portfolio management and other aggregated financial services as a service to these individuals.

What are Your Opening Hours?

We are open 8.00am to 5.00pm from Monday to Friday.
We are not open on public holidays.